Program Features
Barrett-Jackson is proud to endorse an insurance program that brings cutting-edge insurance coverage and services to our network of auto enthusiasts. For your information, we’ve broken down the key features for you.
For a printer-friendly overview, please click HERE.
Coverage |
What It Means |
Why It Matters |
|---|---|---|
Unlimited Capacity |
Coverage is available for a virtually unlimited number of vehicles per policy. | We can insure all of your collector cars, as well as regular-use automobiles, motorcycles, golf carts, motor homes, etc. on one policy - at a competitive rate. |
Up to 150 % of the Agreed Value |
You have coverage for up to 150% of the value documented at the beginning of your policy period. | In the event of irreparable damage, coverage will not be impacted by depreciation. (In addition, depreciation is not applied at renewal.) |
Limited Worldwide Coverage1 |
Coverage extends to accidents anywhere in the world. | In some countries and jurisdictions, you are required to purchase auto insurance locally. In those instances, we can cover any damages in excess of your local policy limits. |
High Liability Limits2 |
Up to $1 million in coverage for bodily injury, or $1 million as a combined single limit. The liability price is a one-time charge for your entire collector car collection, not per vehicle. | If you’re in an accident, you’ll have ample coverage to pay for medical expenses. |
Diminished Value |
In the event of a partial loss, we will pay to restore the item to its condition immediately before the loss. In addition, if your vehicle has lost value as a result of the repairs made necessary by the accident, we cover the difference in the vehicle’s market value before and after the loss. | If the value of the vehicle diminishes despite restoration efforts, we can make up the difference (up to policy limits). |
Choice of Repair Shop |
At claim time, you can use the repair shop of your choice or get referrals to pre-screened facilities. | Many insurers make you choose from their finite roster of repair facilities and your preferences are not considered. |
Original Equipment Manufacturers’ Parts |
If repairs must be made, only original manufacturers’ parts will be used (unless they’re no longer available; excludes window glass. | You can rely on the highest standards of quality. |
Roadside Assistance |
All towing and labor costs associated with emergency roadside assistance are covered, no matter where or how often they occur; no deductible. | Should you require roadside assistance for a breakdown, flat tire or other car problem, help will be dispatched at no cost to you. |
1In some countries and jurisdictions, you are required to purchase auto insurance locally. In those instances, we can cover any damages in excess of your local policy limits.
2Limits vary by state.
Barrett-Jackson does not offer or furnish any insurance coverage or advice. Insurance policies described above are offered and issued by Chartis through its Private Client Group, and serviced by TDC Risk Management, an independent insurance agency. Insurance is underwritten by a member company of Chartis, Inc., including CHARTIS PROPERTY CASUALTY COMPANY and is subject to underwriting review and approval. This information is a summary only. It does not include all terms and conditions and exclusions of the policies described. All references to claim settlement information are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions. Due to underwriting restraints, some applicants will be offered a different program serviced by TDC Risk Management through an alternate insurance provider.
Contact Us: 1-877-545-BJAC • bjac@tdccompanies.com
